Non Event Insurance

Non specific event insurance policies are available through Clarity Event Insurance to make sure that you are covered when you are not working at the event or if the insurance is not connected to a specific event. For example, you may be travelling to look at a venue or you may be carrying out project management work from your office.

All covers are arranged to suit your specific individual requirements.

This page shows a brief introduction to the cover that we can provide for you. All policies vary between insurers, over time and between different countries.

If you have an enquiry about a cover that is not mentioned here, please get in touch.

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Event Insurance .

Production Insurance

Insurance cover can be arranged for organisations on either a short term or annual basis. Standard cover includes: Emergency Medical Expenses Cancellation and curtailment costs Personal Liability Personal Accident Personal Baggage, Clothing or effects and Money Insurance cover can be arranged for individuals or organisations on either a short term or annual basis. Standard cover includes: Death Permanent Total Loss of Sight of one or both eyes Loss of One or more limbs Permanent Total Disablement Temporary Total Disablement Employers’ Liability This provides cover for injury to your employees as a result of an Employer providing an employee(s) with unsafe work conditions. Cover in the United Kingdom is compulsory through Statute. If you have employees and you do not have this cover in place then you would be liable to prosecution. The minimum level of Liability is usually £10,000,000 any one occurrence. No excess applies (normally). Public Liability This provides cover for injury to third parties/and or damage to third party property. Cover is usually subject to an excess (the amount that you would have to pay if there was a claim). The Level of Liability you need depends on individual circumstances. The Minimum level that insurers provide is usually £1,000,000 any one occurrence. Professional Indemnity insurance has historically been bought by those professions that needed it to be able to trade, e.g. lawyers, accountants, insurance brokers etc. Now we find that exhibition and event organisers have the need for this coverage as our society becomes increasingly litigious. A Professional Indemnity policy protects an insured for breach of professional duty, which generally arises from negligence. With corporate governance in the spotlight, today's company directors are under constant scrutiny. Claims can come from a variety of sources: Shareholders Employees Regulatory authorities Customers / clients Competitors Creditors Directors’ and Officers’ covers all directors and officers for liability they incur as a result of allegations made against them in the course of their fiduciary duties. Litigation today is expensive and lengthy, which can cause significant financial difficulties to both the trust and the trustee personally. Specific policies are available for Trustees of all types of organisation. Standard cover includes: Civil proceedings Trust/Employer reimbursement Official investigations and enquiries Libel and slander Whether you work from your home or from an office, insurance cover can be arranged swiftly and easily through the completion of a simple proposal form. Standard cover includes: Theft and Damage to your office equipment, Financial loss from business interruption Legal Liability protection to any employees you have or may use and to the Public. Remember not all Home insurance policies will cover a business operating from a residential dwelling. Given the tendency of our society to bring litigation it is all too easy for individuals and organisations to find themselves facing legal issues. Protection is available for legal costs and attendance expenses. Standard cover includes: Tax, Department of Social Security or HM Customs and Excise Investigation Data Protection Act breach Employers’ Protection Legal protection insurance is available for organisations of all sizes.